Most business owners have no idea what their equipment, furniture, and inventory are actually worth — until a loss happens. Build a running list here, see your real total, and check it against your coverage.
Business Personal Property (BPP) coverage protects the equipment, furniture, fixtures, and inventory inside your space — everything that isn't the building itself. Most owners set this limit once, at the start of a policy, based on a rough guess. As the business grows — new equipment gets purchased, inventory levels rise, furniture gets added — that limit almost never gets revisited.
The result is the same gap that shows up everywhere in commercial property insurance: nobody finds out the number is wrong until they're filing a claim. A running, itemized inventory is the only way to actually know what your contents are worth, rather than guessing. This tool builds that list with you, item by item, and totals it automatically.
Furniture, computers and electronics, machinery, tools, inventory and stock, signage, and leasehold improvements you've paid for yourself.
Beyond confirming your coverage limit, a saved inventory is exactly what an adjuster asks for after a loss — having it ready speeds up your claim significantly.
| Item | Category | Qty | Value Each | Line Total | — |
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No items yet
Add your first item above — equipment, furniture, inventory, anything that would need replacing after a loss.
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| Total Inventory Value | $0 | ||||