Commercial Property Audit helps commercial property owners and managers reduce risk, understand insurance, and make smarter property management decisions — with free tools, checklists, and expert guides.
Most small business owners buy a commercial property insurance policy and assume they're covered. Most of them aren't — not fully. The coinsurance clause catches them at claim time. The business interruption limit runs out six months before they reopen. The flood exclusion denies a claim they were sure was covered. The ordinance or law gap adds $80,000 to a reconstruction project nobody budgeted for.
These aren't rare scenarios. They happen thousands of times every year, and they happen because commercial property insurance is genuinely complicated — written in policy language that even experienced professionals sometimes struggle to interpret — and most policyholders never look closely at their coverage until they need to use it.
Commercial Property Audit was built to close that knowledge gap. Every tool on this site answers a real question that real business owners struggle with — what will my insurer actually pay after a loss? Am I carrying enough business interruption coverage? Does my certificate meet my landlord's requirements? What is my building actually worth to rebuild?
No signups. No sales calls. No data collection. Just the tools and information you need to understand your coverage and have a better conversation with your agent.
Have a question about one of our tools, found an error, or want to suggest a new tool? We'd love to hear from you.
✉ commercialpropertyaudit@gmail.com