The information, tools, calculators, checklists, and guides provided on Commercial Property Audit ("the Site," "we," "us," or "our") are for general informational and educational purposes only. While we strive to keep content accurate and current, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information on the Site.
Any reliance you place on information from this Site is strictly at your own risk. We are not liable for any loss or damage, including without limitation indirect or consequential loss or damage, arising from the use of this Site or any decisions made based on its content.
Commercial Property Audit is not an insurance agency, broker, law firm, or financial advisory service. Nothing on this Site constitutes insurance, legal, tax, or financial advice. Content is intended to help business owners and property managers understand general concepts and ask better-informed questions of licensed professionals — not to replace the guidance of a licensed commercial lines insurance agent, attorney, accountant, or financial advisor.
Insurance products, coverage terms, regulations, and requirements vary significantly by carrier, policy, state, and individual circumstances. Always review your actual policy documents and consult a licensed professional before making coverage, legal, or financial decisions.
The calculators, estimators, and decision tools on this Site provide estimates based on general industry formulas and benchmarks. They are designed to help you understand concepts and identify questions to raise with a professional — not to provide binding, guaranteed, or appraisal-grade figures.
Actual insurance premiums, replacement costs, coverage requirements, and claim outcomes depend on factors specific to your property, business, carrier underwriting, and local market conditions that these tools cannot fully account for. Always verify results with a licensed professional before making financial or coverage decisions.
This Site is currently free to use with no advertising. We do not currently participate in any affiliate marketing programs and do not currently earn commissions on links to third-party services mentioned on this Site.
Where we link to insurance marketplaces, software, or other services, these are editorial recommendations — services we believe may be useful to commercial property owners and managers — not paid placements or sponsored content. If this changes in the future, we will update this page and clearly label any affiliate or sponsored links at the point they appear, in accordance with FTC guidelines.
From time to time, we may link to third-party insurance marketplaces or business software as a convenience for readers researching their options. These links are not paid endorsements.
We are not responsible for the content, accuracy, pricing, or practices of any third-party site we link to. Always do your own research before purchasing insurance products or business software from any provider.
Mention of any company, product, or service on this Site does not constitute a guarantee, warranty, or endorsement of that company's quality, reliability, or fitness for your specific needs. Always conduct your own due diligence before purchasing insurance products or business software.
We may update this Disclaimer from time to time to reflect changes to the Site or legal requirements. Continued use of the Site after changes constitutes acceptance of the revised disclaimer.
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