This website operates the Coinsurance Penalty Calculator, a free educational tool for commercial property insurance. References to "we," "us," or "our" refer to the operators of this website.
If you have questions about this policy, contact us at: commercialpropertyaudit@gmail.com
We do not collect, store, or transmit any data you enter into the calculator. All calculations happen locally in your browser — no numbers leave your device.
We may automatically collect non-personal technical information through analytics tools, including:
This data is aggregated and anonymous — it cannot be used to identify you personally.
This site uses Google Analytics to understand site traffic in aggregate. Analytics data is used only to improve site content and is never sold or shared.
Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the internet. You may opt out of personalized advertising by visiting Google Ads Settings.
For more information on how Google uses data when you use our site, visit: google.com/policies/privacy/partners
This site may link to third-party insurance or software services as a convenience for readers. We do not currently earn a commission on any such links. If that changes, this policy will be updated accordingly.
We only link to services we believe are relevant and useful for our users. Affiliate relationships do not influence the calculator results or educational content on this site.
Our site may contain links to external websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policy of any third-party site you visit.
This site is not directed at children under the age of 13 and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the site after changes constitutes acceptance of the revised policy.
If you have any questions or concerns about this Privacy Policy, please contact us at: